How to Set Up Wix Payments Account Easily 2026

Log into your Wix account and land on the site's Home dashboard. The left sidebar is where every settings area lives, including Getting Paid, a few rows below Home. If your site is on the Free plan, dashboard prompts nudge you toward a paid tier throughout, and payments are one of the reasons why: accepting money through any method needs a plan upgrade first, which the next step covers.

Click into Settings, then find the Finance & payments group near the top. Accept payments is the first item listed, described plainly as "Choose the way you get paid by customers." This is the entry point for every payment method Wix supports on your site, whether that's Wix's own processor, PayPal, or a manual offline option.

Wix's own support documentation is specific here: your site needs a plan that supports payments before any method works, not only Wix's native processor. That rules out the Free plan for PayPal and Manual Payments too, which is easy to miss since both get described as the lighter-weight alternatives to upgrading.

Wix Payments, the native processor for cards, Apple Pay, and Google Pay, has the added requirement of running on a plan and region where Wix itself supports it. Check the Accept Payments page on your own site before assuming a method is available: it shows Connect for what you can use and Upgrade for what you can't.

PayPal is one of the gateways available without Wix's native processor, though it still needs the site on a plan that supports payments. The Connect PayPal screen walks through three steps: enter your PayPal account email, click Connect, then log in on PayPal's site to finish linking the two accounts. Wix displays PayPal's fee structure on the same page and flags a real constraint: the currency your website uses has to match the currency on your PayPal account, or transactions won't process.

Manual Payments covers anything collected outside checkout itself: cash on delivery, a bank transfer, an in-person handoff. Pick a payment type from the dropdown, such as offline payment or cash on delivery, then write the instructions customers see at checkout explaining how to actually pay you. There's no processing fee, but Wix is explicit that a manual payment can't be refunded, deleted, or have its status changed from the Payments tab once it's marked Paid; any correction happens directly with the customer instead.

Wix Payments is the only option that lets customers pay with cards directly at checkout without redirecting to PayPal, and it tends to convert better for that reason, but it's the one gated behind both a paid plan and regional availability. PayPal is the fastest to set up if your customers already trust it, at the cost of PayPal's own transaction fee on top of whatever Wix charges.

Manual Payments has no fees at all but pushes the collection, and any refund, back onto you and the customer, outside Wix's own tools. For more than a handful of orders, budget for whichever plan unlocks Wix Payments; for early testing or low volume, PayPal or Manual Payments get you started without that commitment.