How to Manually Charge a Customer in Stripe with Credit Cards 2026 Easily
By Impran M N
Not every payment needs a checkout page — sometimes you just need to bill a customer directly from your Stripe dashboard. This guide covers how to create a manual charge using credit card details, along with tips on confirmations and receipts.
01Open the manual charge tool
In your Stripe dashboard, find the option to create a new payment or charge manually.
02Add customer details
Enter the customer's information so the charge is properly associated with their account or record.
03Enter credit card information
Input the card details provided by the customer to process the one-time payment.
04Process the payment
Submit the charge and confirm it processes successfully before closing out the transaction.
05Send confirmation and receipt
Provide the customer with a receipt or confirmation once the manual charge has gone through.
Frequently asked questions
Is it safe to manually enter a customer's credit card details?
Stripe's dashboard is designed to securely handle card entry, but you should always follow best practices like not storing card numbers outside Stripe.
Can I issue a refund on a manually charged payment?
Yes, manual charges can be refunded the same way as any other Stripe payment, either in full or partially.
Do I need the customer present to process a manual charge?
No, as long as you have their card details, you can process the charge without the customer needing to be present.
Is this method good for recurring billing?
Manual charges work best for one-time payments; for recurring billing, Stripe's subscription tools are a better fit.
Watch the full walkthrough
The same steps, demonstrated on screen from start to finish.



