Easy Tech TutsHow to Send Money From PayPal to PayPal Without Linking a Bank Account Easily 2026
By Impran M N
You don't need to attach a traditional bank account to send money through PayPal. This guide covers alternative ways to fund your wallet and complete a peer-to-peer transfer using just your balance or a prepaid card. It's designed for anyone who prefers to keep banking details off the platform entirely.
01Fund your wallet an alternate way
Load your balance using a linked prepaid gift card, retail cash-in at a local store, or an incoming transfer from someone else.
02Open Send & Request
Click the Send & Request icon in the main menu to start a new transfer.
03Enter the recipient's details
Type your recipient's verified PayPal email address or mobile number, then input the amount and currency.
04Choose the right transfer type
Select Friends and Family for a personal transfer or Goods and Services if you need buyer protection.
05Select your funding source and send
Toggle your funding source to your PayPal Balance or linked prepaid card, then confirm to send the payment.
Frequently asked questions
Can I really send money with zero bank linkage?
Yes, as long as your balance is funded through cash-in, a prepaid card, or an incoming transfer, no bank account is required.
Which transfer type should I choose for a friend?
Friends and Family is meant for personal transfers and generally has no fee when funded by balance or bank.
Are there fees using a prepaid card as the funding source?
Card-funded transfers can carry a small fee, so check the fee breakdown shown before confirming.
What if the recipient's email is unverified?
The payment may show as pending until the recipient verifies their account, so double-check the email before sending.
Watch the full walkthrough
The same steps, demonstrated on screen from start to finish.
